Stage payments (30/30/30/10) , Bali villa glossary

In one sentence. A structure where each instalment is paid only for a completed construction stage accepted by act. In DOMA projects that is 30% at start, 30% after foundation, 30% after structure and 10% at handover.

Stage payments are the only safe structure for an off-plan purchase, because money follows what is built, not what is promised. The schedule in projects DOMA runs:

Deposit holds the unit and price and gives 7 days for contract review.
30% on signing. Construction starts, the land is leased to the investor within 10 working days, and the owner portal opens with reports every 2 weeks.
30% after the acceptance act for stage 1 (foundation, columns, pool shell).
30% after the act for stage 2 (structure, roof, walls).
10% after stage 3 (glazing, finishes) and the final inspection, on signing the handover act.

Red flags elsewhere include "15% off for 100% up front at groundbreaking" (you are financing the build unsecured), calendar-based rather than act-based payments, and a personal account instead of the contractor's corporate account. The five-check audit of a developer's financial model is in the "15–17% a year" article.

Updated 2026-09-20. Not a public offer. Regulations change, so we cite enacted acts only and update the entry when they do.

Stage payments (30/30/30/10)

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